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Secondly, choose a cemetery-approved grave blanket or wreath to honor your loved one, as long as your decoration doesn't violate size guidelines. Be cautious about accessories and trim attached to floral tributes, as ribbons, beads and other decorations may be prohibited if they're not biodegradable. Thirdly, pay tribute to your loved one by cleaning and polishing her rather than decorating it with trim that could blow away or deteriorate in bad weather. Write a short note to your loved one, telling her that she's missed and tuck it away at the grave in place of floral or other displays. Fourthly, celebrate a loved one's birthday or other significant occasion by holding a memorial party at the gravesite. Decorate the area and enjoy the occasion, but then remove all of the decorations when you leave out of respect for other mourners who will pass your loved one's grave stone. Fifthly, check with the Veteran's Administration to get an approved list of grave décor items recommended for display on the graves of those who have served in the armed forces. Make sure you clear the decoration(s) the VA recommends with staff at the cemetery before you place your tribute on the stone. Sixthly, contract with the cemetery to provide perpetual care, a service that guarantees your loved one's grave will be decorated and cared for year-round. Expect site-approved landscaping touches and plantings to be installed to beautify the area. Be aware of the fact that this service comes with a fee. Seventhly, choose a decoration that fits into the environment of the cemetery like a bench on which visitors can rest when they come to pay respects. Consider this type of decoration a one-of-a-kind memorial that will likely meet the approval of the cemetery management as long as groundskeepers position it correctly. 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Label each folder clearly and place them all in alphabetical order, and make sure to file documents every day so you don't lose track. I have two filing cabinets: one is for my personal use (taxes, receipts, insurance information, etc.) while the other is used exclusively for my work. Each of my clients gets a file folder here, as well, and I have extra folders for copies of documents as well as bank information and cancelled checks. I am the queen of allowing paperwork to build up on my desk trays, leaning to one side and crinkled on the edges, so I won't preach to you here. However, I will say that it is much better to spend time every day or every couple of days on your filing than to wait until a month's worth of paperwork is awaiting your attention. ::Collecting Money It doesn't matter what kind of writing you do, there may come a time when you have trouble collecting money you are owed. 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